PROPERTY & CASUALTY
CASE STUDY
A midsize manufacturer noticed that rising workers’ compensation costs were directly impacting profitability. By comparing the company’s program to those of similar organizations based on industry, size, geography, and payroll, USI’s experts pinpointed the reasons its cost per $100 of payroll exceeded the benchmark — and identified which drivers it could control and address.
Without benchmarking, employers lack visibility into whether rising premiums reflect true risk, pricing discipline, or correctable issues — such as class code assignments, experience modification factors (e‑mods), or claims performance. Benchmarking provides the context needed to understand how a program compares to peers and where costs may be misaligned with actual exposure.
BACKGROUND
USI applies benchmarking insights to create targeted, measurable improvements across the workers’ comp program. Our solutions include:
Interactive benchmarking technology that compares premiums, rates, funding structures, class codes, and e‑mods against peer groups.
Loss and claims analysis to separate carrier pricing impacts from controllable performance drivers.
Integrated claims management and risk control that focuses on reducing injury frequency, severity, and duration.
Carrier negotiation support that is backed by data‑driven proof of improved risk management discipline.
PROPERTY & CASUALTY
CASE STUDY
Background
Comprehensive Solutions
See how data‑driven analysis supports stronger underwriting outcomes and more predictable insurance costs.
Connect with one of USI’s experts to find out how benchmarking insights can deliver bottom-line impact for your organization.
Ready to turn benchmarking insights into measurable savings?
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as a result of data-driven insights
prevented cost escalation and drove long-term savings
within the first year alone - with more future savings opportunities
10%
Premium reduction
15%
Shorter claim
duration
10%
Injury rate
reduction
USI’s benchmarking revealed that the company’s workers’ compensation costs were 15% higher than industry averages for similar organizations. The client implemented a targeted action plan that included enhanced safety training, early medical intervention, improved return‑to‑work strategies, and streamlined claims management. As a result, the company achieved measurable financial gains: within one year, workers’ comp premiums declined by approximately 10%, injury rates fell by 10%, and average claim duration was reduced by 15%, delivering immediate and sustainable cost relief.
REAL RESULTS
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How USI’s data‑driven insights reduced a client’s premium by 10%
Workers’ Comp Benchmarking That Can Lower Costs