There are a few different ways to add video content into a Ceros Experience. In this case we are using the "Embed Object" tool to pull a Youtube video into Ceros.
You can also drag and drop video files directly from your desktop into the Ceros Studio.
We created a somewhat more advanced image carousel that accomplishes a few things - showcasse a new image, switches out the number icon, and hides all of the other image/number layers.
But don't recreate the wheel - simply select the different images and use "Replace Image" to add in images of your own.
Use the baked-in social sharing interactions to allow users to share your piece on their favorite social network. As a bonus, we will automatically track these social shares on our analytics platform.
Use a "Pulse" animation set to repeat with a long duration to create a bit of movement without distracting your user.
Couple your beautiful imagery with bold text treatments for a truly unique look.
Use hotspots and interactions to create global navigation within a piece. In this case, we created one menu smart group that can be copy and pasted across pages. This way, anywhere we make a change will be reflected across every menu item.
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Templates - Editorial Content
This long scrolling editorial piece is a beautiful way to showcase a ton of information in an easy to digest format. This piece can exist as a standalone piece of content or be embedded on your own web property.
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increase in property rates for CAT and non-CAT property with minimal loss history and good risk quality
decrease in public D&O rates
increase in general/product
liability rates
2024 rate changes at a glance
Mid-Year Addendum
USI Insurance Services’ 2025 Commercial Property & Casualty Market Outlook provides insights from our experts on recent insurance market changes, and forecasts the trends you need to know for 2025.
POSITION YOURSELF ADVANTAGEOUSLY FOR RENEWAL.
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xpect the unexpected in today’s market as insurers continue to shift their appetite and capacity offerings. Approach your renewal from a fresh perspective, equipped with robust data, extensive analytics, proven strategies, and risk differentiation.
USI Insurance Services invests in tools, technology, and talent to provide unprecedented insight into your portfolio to help you design and deliver a cost-efficient insurance program. To see how, read our full report: 2024 Commercial P&C Market Outlook: Mid-Year Addendum.
CEROSCONTENT
Casualty: For workers’ compensation, the rate and pricing environment in most U.S. states remains competitive. General/products liability is challenging, but with flat renewals in some industry segments.
International: New capacity for reinsurers and increased competition from insurance companies have decreased rates compared to our previous projections. .
LEARN HOW TO POSITIVELY INFLUENCE YOUR INSURANCE COSTS, COVERAGE AND OVERALL RISK QUALITY.
To see how, read our full 2024 Commercial P&C Market Outlook: Mid-Year Addendum.
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*For both natural catastrophe (CAT) and non-CAT property with minimal loss history and good risk quality.
Access FULL report
Improved underwriting results and strong reinsurance capital have increased capacity, driving continued rate decreases for well-performing risks. Insurers are expanding limits and offering better terms, but remain selective on catastrophe-exposed properties, wildfire risks, older construction and certain occupancies. Replacement costs and tariffs continue to affect valuations.
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Property: Large rate increases from 2023 have mostly subsided for the broader market. Rates are flat to up 10% for both natural catastrophe (CAT) and non-CAT property with minimal loss history and good risk quality.
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Property: Large rate increases from 2023 have mostly subsided for the broader market. Rates are flat to up 10% for both natural catastrophe (CAT) and non-CAT property with minimal loss history and good risk quality.
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Market conditions are stabilizing, with adequate capacity and moderation in rate increases for many risks, but underwriting segmentation has intensified. Social inflation continues to drive claim severity, especially in auto liability, while workers’ compensation remains profitable and competitive. Poor loss history and high-risk industries face continued pricing pressure.
Capacity remains strong, but insurers are more cautious due to economic uncertainty, litigation trends and AI-related risks. Cyber and social engineering exposures continue to evolve, while rising defense costs and litigation funding are increasing severity. Healthcare, education and financial services face tighter underwriting.
International casualty rates are generally flat with regional variation, while global property rates are influenced by tariffs, geopolitical conflict and catastrophe exposure. Regulatory requirements, taxation changes and documentation demands are increasing complexity, often delaying placements and requiring more proactive coordination.
Increased insurer appetite and new entrants are supporting a competitive market with broader solutions. Demand is rising for coverage tied to contaminants such as PFAS and sustainability-related risks, while regulatory scrutiny and litigation activity continue to grow. Coverage terms may include more exclusions despite stable pricing overall.
Top TRENDS
Click here to view the rate index charts.
Casualty market stabilizes, but loss pressures persist
Wondering about other lines of coverage? View our Historical Rate Index Charts for all 2024 rate forecasts.
Property market stabilizes as capacity expands and pricing softens
Executive liability remains competitive amid emerging risks
Global markets offer stable rates — but also face rising geopolitical risk
Environmental market remains competitive amid rising exposures
Access FULL report
Act quickly to secure lower rates, broader terms and higher limits while insurer competition remains strong.
Mid-Year Addendum | 2026 Commercial Property & Casualty Market Outlook
Strengthen risk controls and claim strategies to manage social inflation and rising liability costs.
LEARN HOW TO POSITIVELY INFLUENCE YOUR INSURANCE COSTS, COVERAGE, AND OVERALL RISK QUALITY.
2025 rate PROJECTIONS at a glance
decrease in public D&O rates
increase in kidnap & ransom rates
increase in primary general/product liability rates
Wondering about other lines of coverage? View our Historical Rate Index Charts for all 2025 rate forecasts.
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xpect the unexpected in today’s market as insurers continue to shift their appetite and capacity offerings. Approach your renewal from a fresh perspective, equipped with robust data, extensive analytics, proven strategies, and risk differentiation.
USI Insurance Services invests in tools, technology, and talent to provide unprecedented insight into your portfolio to help you design and deliver a cost-efficient insurance program. To see how, read our full report: 2025 Commercial Property & Casualty Market Outlook
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Evaluate exposures and strengthen controls as underwriting scrutiny increases.
Plan early and coordinate placements to address regulatory complexity and volatility.
Assess emerging risks and evolving regulations to maintain coverage and control costs.
6 Trends & Actions for Organizations in the Second Half of 2026
Aviation market remains competitive with rising cost pressures
Leverage strong loss performance to secure favorable terms while managing rising claim severity.
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Expanded capacity and new market entrants are driving competition and improved pricing for well-performing risks. However, supply chain disruptions, inflation and labor shortages are increasing repair costs and claim severity. Underwriting discipline remains critical as insurers assess evolving operational and liability risks.
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