There are a few different ways to add video content into a Ceros Experience. In this case we are using the "Embed Object" tool to pull a Youtube video into Ceros.
You can also drag and drop video files directly from your desktop into the Ceros Studio.
We created a somewhat more advanced image carousel that accomplishes a few things - showcasse a new image, switches out the number icon, and hides all of the other image/number layers.
But don't recreate the wheel - simply select the different images and use "Replace Image" to add in images of your own.
Use the baked-in social sharing interactions to allow users to share your piece on their favorite social network. As a bonus, we will automatically track these social shares on our analytics platform.
Use a "Pulse" animation set to repeat with a long duration to create a bit of movement without distracting your user.
Couple your beautiful imagery with bold text treatments for a truly unique look.
Use hotspots and interactions to create global navigation within a piece. In this case, we created one menu smart group that can be copy and pasted across pages. This way, anywhere we make a change will be reflected across every menu item.
1800px x 9618px
Templates - Editorial Content
This long scrolling editorial piece is a beautiful way to showcase a ton of information in an easy to digest format. This piece can exist as a standalone piece of content or be embedded on your own web property.
0%-10%
increase in property rates for CAT and non-CAT property with minimal loss history and good risk quality
decrease in public D&O rates
increase in general/product
liability rates
2024 rate changes at a glance
Mid-Year Addendum
USI Insurance Services’ 2025 Commercial Property & Casualty Market Outlook provides insights from our experts on recent insurance market changes, and forecasts the trends you need to know for 2025.
POSITION YOURSELF ADVANTAGEOUSLY FOR RENEWAL.
E
xpect the unexpected in today’s market as insurers continue to shift their appetite and capacity offerings. Approach your renewal from a fresh perspective, equipped with robust data, extensive analytics, proven strategies, and risk differentiation.
USI Insurance Services invests in tools, technology, and talent to provide unprecedented insight into your portfolio to help you design and deliver a cost-efficient insurance program. To see how, read our full report: 2024 Commercial P&C Market Outlook: Mid-Year Addendum.
CEROSCONTENT
Casualty: For workers’ compensation, the rate and pricing environment in most U.S. states remains competitive. General/products liability is challenging, but with flat renewals in some industry segments.
International: New capacity for reinsurers and increased competition from insurance companies have decreased rates compared to our previous projections. .
LEARN HOW TO POSITIVELY INFLUENCE YOUR INSURANCE COSTS, COVERAGE AND OVERALL RISK QUALITY.
To see how, read our full 2024 Commercial P&C Market Outlook: Mid-Year Addendum.
0%-10%
5%-10%
*For both natural catastrophe (CAT) and non-CAT property with minimal loss history and good risk quality.
ACCESS fULL rEPORT
Despite more than $50B in insured catastrophe losses in early 2025, the property market remains competitive with rate decreases and improved terms for quality risks. However, risks in wildfire zones, older structures, and subsidized housing remain difficult to place, and tariffs may drive up replacement costs later this year.
01
02
03
04
05
Property: Large rate increases from 2023 have mostly subsided for the broader market. Rates are flat to up 10% for both natural catastrophe (CAT) and non-CAT property with minimal loss history and good risk quality.
01
02
03
04
05
01
02
03
04
05
Property: Large rate increases from 2023 have mostly subsided for the broader market. Rates are flat to up 10% for both natural catastrophe (CAT) and non-CAT property with minimal loss history and good risk quality.
01
02
03
04
05
01
02
03
04
05
01
05
02
03
04
06
01
06
02
03
04
05
Workers’ compensation remains profitable, but rising medical costs and reduced reserve redundancy may lead to rate increases. General liability and auto markets are stabilizing, though social inflation and litigation financing continue to drive up umbrella and excess liability costs.
AI-related exposures, tariff impacts, and rising litigation are reshaping directors and officers (D&O), employment practices liability, and cyber insurance markets. While capacity remains available, underwriters are tightening terms and requiring stronger risk controls, especially in high-risk sectors.
The environmental insurance market is growing due to increased litigation, regulatory scrutiny, and demand for site-specific pollution liability. PFAS exclusions, mold claims, and unknown contamination risks are driving underwriting changes and higher premiums in vulnerable sectors.
Geopolitical instability, climate-related disasters, and supply chain disruptions are reshaping international property and casualty insurance markets. Insurers are using AI and analytics to assess risks, while regulatory complexity and tax changes are increasing the need for centralized, compliant insurance programs.
Top TRENDS
Click here to view the rate index charts.
Casualty lines stabilize amid social inflation
Wondering about other lines of coverage? View our Historical Rate Index Charts for all 2024 rate forecasts.
Property market softens despite catastrophe losses
Executive & professional risks shift
Environmental insurance sees new risks and regulations
International insurance adapts to various pressures
Access FULL report
Organizations should act quickly to capitalize on favorable pricing and expanded capacity before market conditions shift.
Mid-Year Update | Commercial Property & Casualty Market Outlook for the Rest of 2025
Organizations should proactively manage claims and prepare for continued litigation pressures.
LEARN HOW TO POSITIVELY INFLUENCE YOUR INSURANCE COSTS, COVERAGE, AND OVERALL RISK QUALITY.
2H 2025 rate PROJECTIONS at a glance
renewals for public D&O insurance
renewals for kidnap & ransom insurance
increase in primary general/product liability rates
Wondering about other lines of coverage? View our Historical Rate Index Charts for all 2025 rate forecasts.
0%-10%
Flat
Flat
et updated insights on current insurance market dynamics, our outlook for the remainder of 2025, and key changes since the release of our January report.
USI Insurance Services invests in tools, technology, and talent to help you design and deliver a cost-efficient insurance program. Stay ahead with the latest information to help your business succeed. Read our full report: 2025 Commercial Property & Casualty Market Outlook Mid-Year Addendum.
G
usi.com
Organizations should monitor emerging risks and regulatory changes to maintain adequate coverage.
Organizations should reassess environmental exposures and consider integrated coverage solutions.
Organizations should strengthen global risk strategies and ensure compliance with evolving regulations.
Top 5 Trends to Watch Now
POSITIVELY INFLUENCE YOUR INSURANCE COSTS, COVERAGE AND OVERALL RISK QUALITY
The property insurance market is stabilizing with ample capacity due to favorable underwriting results. However, risks like senior and affordable housing, frame apartments, vacant properties, and foreclosures are still hard to place.
Organizations should improve risk profiles and adopt strong risk management practices to take advantage of available capacity and secure favorable terms.
Organizations should proactively manage claims and implement safety measures to reduce costs and secure stable coverage.
Organizations should improve risk profiles and adopt strong risk management practices to take advantage of available capacity and secure favorable terms.
Organizations should stay abreast of regulatory developments and invest in pollution liability insurance to safeguard against emerging environmental risks.
To learn more about the commercial insurance services and solutions available through USI, email pcsolutions@usi.com.
Access FULL report